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Volkswagen GAP Insurance products are designed to ensure that if the unforeseen happens, you and your Volkswagen have the best protection you need. Our GAP insurance (also known as Guaranteed Asset Protection) helps to bridge the payment GAP between the settlement amount from your motor insurer and the original purchase price of your car.
So if your car is written off, or stolen and not recovered, the additional worry of finding the money to purchase a replacement Volkswagen could be taken away. We think you deserve another new Volkswagen if yours is no longer with us. Volkswagen GAP Insurance provides you with the following additional cover:
Return to invoice price GAP, or RTI as it is also known pays the difference between the original net invoice purchase price of your Volkswagen vehicle and the total loss settlement paid to you by your motor insurer. The original net invoice purchase price includes all factory fitted accessories and any discount given. (Volkswagen retailer fitted extras or accessories are also included up to a total value of €500) but excludes motor tax, dealer delivery charges, fuel, paintwork and/or upholstery protection kits, insurance premiums, warranty premiums and any such associated costs and any negative equity.
If, for example, you purchased a vehicle costing €20,000 and it is written off after 24 months, your motor insurance provider may only pay out the current market value which might be €12,000 to replace your Volkswagen with another model worth €20,000 you would need to find €8,000. However, with our GAP Insurance, which provides return to invoice price cover (RTI), you could be paid the missing €8,000.